Fast & Secure

Powering the Next Generation of Philippine Payment Gateway

Accept GCash, Maya, and major digital wallets with a single, unified API. RCPAY PLUS delivers lightning-fast settlements, developer-friendly endpoints, and enterprise-grade security.

Trusted by forward-thinking businesses and systems

Built to be the Engine of Your Growth.

We recognized a massive gap in the local market: businesses were forced to choose between complex, outdated bank integrations or unreliable, unscalable third-party wrappers.

We engineered RCPAY PLUS from the ground up to solve this. Whether you are a solo entrepreneur, a retail brand, or a massive enterprise, our infrastructure is built to adapt, secure, and accelerate your revenue streams.

Learn more about our mission

99.9%

API Uptime

<80ms

Latency

Zero

Hidden Fees

24/7

Monitoring

Everything you need to scale

We handle the complex payment routing and compliance so you can focus on building your core business.

Real-Time Settlement

Access your funds when you need them. Initiate secure withdrawals directly to your GCash, Maya, or corporate bank accounts instantly.

Developer First

Clean REST APIs, asynchronous webhooks, and a fully-featured Sandbox environment make integration a breeze for your engineering team.

Enterprise Security

Bank-level encryption, strict KYC compliance workflows, and automated fraud prevention keep your business and your customers safe.

Integrate in minutes, not months.

Our robust architecture allows you to spawn payment sessions and listen for real-time success callbacks with just a few lines of code.

  • Secure MD5 Hash Signatures
  • Automated Firebase Webhook Triggers
  • No complex SDKs required
  • Comprehensive Sandbox Testing
View Full Documentation
<?php
// Initialize RCPAY Plus Gateway Session
$payment_url = "https://rcpayplus.com/web/pay.php?" . http_build_query([
    'merchant_id' => 'MCH_59A8B2C4',
    'api_key'     => 'sec_live_abcdef123456',
    'product'     => 'Premium Package',
    'amount'      => '1499.00',
    'bank_code'   => 'GCASH'
]);

// Redirect user to secure checkout
header("Location: " . $payment_url);
exit();
?>

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