START ONLINE PAYMENTS NOW

The smart way to accept payments online.

Process GCash, Maya, QRPH, and direct bank transfers with a single API. RCPAY PLUS offers seamless integration, automated payouts, and enterprise-grade security for Philippine businesses.

Payment Received
+ ₱1,499.00
Ledger Balance
₱124,500.00
Withdraw to GCash
200 OK
{
  "status": "SUCCESS",
  "method": "GCASH",
  "amount": "1499.00"
}

Trusted by forward-thinking businesses

Everything you need to scale

We handle complex payment routing, settlements, and compliance so your team can focus exclusively on building your core product.

Real-Time Settlement

Cash flow is the lifeblood of your business. Access your funds when you need them. Initiate secure withdrawals directly to your GCash, Maya, or corporate bank accounts instantly.

Developer First

Clean REST APIs, asynchronous webhooks, and a fully-featured Sandbox environment make integration a breeze for your engineering team.

Enterprise Security

Bank-level encryption, strict KYC compliance workflows, and automated fraud prevention keep your business and your customers safe.

Built to be the Engine of Your Growth.

We recognized a massive gap in the local market: businesses were forced to choose between complex, outdated bank integrations or unreliable third-party wrappers.

We engineered RCPAY PLUS from the ground up to solve this. Whether you are a solo entrepreneur or a massive enterprise, our infrastructure adapts to accelerate your revenue streams.

99.9%

API Uptime

<80ms

Avg. Latency

Transaction Volume

24%
MonTueWedThuFri

Integrate in minutes,
not months.

Our robust architecture allows you to spawn payment sessions and listen for real-time success callbacks with just a few lines of code.

  • Secure MD5 Hash Signatures
  • Automated Asynchronous Webhook Triggers
  • RESTful endpoints, no complex SDKs required
  • Comprehensive Sandbox Testing environment
View API Documentation
<?php
// Initialize RCPAY Plus Gateway Session
$payment_url = "https://rcpayplus.com/web/pay.php?" . http_build_query([
    'merchant_id' => 'MCH_59A8B2C4',
    'api_key'     => 'sec_live_abcdef123456',
    'product'     => 'Premium Package',
    'amount'      => '1499.00',
    'bank_code'   => 'GCASH'
]);

// Redirect user to secure checkout
header("Location: " . $payment_url);
exit();
?>

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